Tag Archives: Lender

Millennials, Did You Know This About Down Payments?

Housing experts have done much research into why we don’t have more first-time home buyers entering the market. In looking at this issue, recent surveys of Millennials (the largest first-time home buyer pool in history) uncovered that 60% of these buyers believe …
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Resource Video: Buyer Edition

What are Discount Points? Discount points are a kind of prepaid interest that a borrower pays as an upfront fee to their lender at the time of closing. By paying discount points you pay more upfront, but receive a lower …
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Home Buyers Want One-Stop Shopping

A recent National Association of REALTORS® (NAR) study revealed that a vast majority of home buyers want to work with a company that offers a full-range of real estate services for one-stop shopping. 78% of home buyers said that one-stop …
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Resource Video: Buyers Edition

What is Mortgage Underwriting? Underwriting is a process lenders use to assess risk before agreeing to approve a loan. The underwriting process verifies that the borrowers, the property and the documentation all meet the lender’s requirements for the requested mortgage. Within Shorewest’s …
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Closing on Your Home? Here’s What NOT to Do!

The best part about closing on your new home is checking off the boxes. The loan is approved. The contract is signed. The title is clean. The closing date is set and all that is left is the actual closing …
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What is a Short Sale?

The economy has people looking for ways to save their homes. What if you can’t refinance to make lower payments or can’t sell your home in this market? DON’T go into foreclosure. Try to work with your bank to work …
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Rates and fees are subject to adjustments based on your credit score and the loan-to-value ratio. Rates and fees are also subject to change without notice. Other rates and loan programs are available.
All applications are subject to current underwriting guidelines and credit approval. EHL NMLS#280412

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